If you have an ADA related issue, need to request an accommodation for a program or service, or need information provided in an accessible format, please contact PHCD ADA Coordinator to make a request:
Evelyn Contreras
ada.coordinator@miamidade.gov
786-469-2155

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General Requirements

If you have an ADA related issue, need to request an accommodation for a program or service, or need information provided in an accessible format, please contact PHCD ADA Coordinator to make a request:
Evelyn Contreras
ada.coordinator@miamidade.gov
786-469-2155




Requirements (specific to this program)

POLICIES

The grant application will be competitively scored. Applications will be funded in order by highest score and will be funded until funds are depleted. The scoring evaluation criteria provides preferences for rehabilitation activities that are ready to proceed, preferences for low-income units among the NOAH set-aside units, and leveraging by showing proof of other funding sources. Bonus points are provided for NOAH set-aside units rehabilitated with proximity to community services and/or rapid transit services. Threshold requirements include evidence of site control, which may include options to purchase.

If relocation of tenants is needed as part of the application, tenants must be relocated within the property that is being rehabilitated. The NOAH Grant may not be used to pay for relocation expenses.

*Applicant/Project Eligibility Multi-Family Rental

• Grant funds to assist owners and developers of approximately 1 to 50 affordable housing rental unit(s)
• At its discretion, PHCD can review and modify the maximum number of units allowed
• Renovations or repairs that preserve or improve the basic livability, safety or utility of the unit(s) and must conform to Florida Building Codes
• Eligible items: impact windows, impact doors, HVAC and mechanical systems, roof replacement as deemed necessary to meet insurance requirements or roof repair, energy and water saving improvements of an existing structure and any other life safety issues.
• Rents for NOAH set-aside units must not exceed the income limits published annually by the Florida Housing Finance Corporation, which are up to 140% of the Area Median Income per household.
• Owners/developers are required to execute a grant agreement and rental regulatory agreement.

*Affordability Period Multi-Family Rental

Affordability Period*: Minimum of 5 years; Maximum of 15 years

• 5 years / $1,000 to $8,000 grant amount per unit
• 10 years / $8,001 to $16,000 grant amount per unit
• 15 years / $16,001 to $25,000 grant amount per unit

* In cases where the applicant is non-compliant with terms of the grant agreement, or upon the sale or transfer of ownership of a multi-family rental building prior to the end of the affordability period, the applicant will be required to pay the non-compliance fees. (See attachment 3).

All terms can be reviewed and modified at the discretion of PHCD based on underwriting assessments and need.

*Applicant/Project Eligibility Owner-Occupied Condominium Units

• Grant funds to rehabilitate and preserve owner-occupied condominium units
• The homeowner must reside in the unit and it must be their primary residence and provide proof of  homestead exemption status
• Mortgage payments and homeowners’ association/maintenance fees must be current
• Renovations or repairs that preserve or improve the basic livability, safety or utility of the unit
• Eligible items: impact windows, impact doors, HVAC and mechanical systems, roof replacement/repair, energy and water saving improvements of an existing structure and any other life safety issues
• HOA Approval of unit rehabilitation is required
• Income limits are up to 140% of the Area Median Income per household
• Asset limitation for condominium unit owners must not exceed $15,000, not including retirement income
• Owners are required to execute a grant agreement

All terms can be reviewed and modified at the discretion of PHCD based on underwriting assessments and need.

DEFINITIONS

• Area Median Income (AMI) - is a calculation utilizing data from the United States American Community Survey that is done by the United States Department of Housing and Urban Development (HUD) each year. It is used to determine the income limits and eligibility of applicants for various federal housing programs.  HUD uses a family size of four as the basis of the calculation.  For example, for 2023, Miami-Dade County’s AMI for a family of four is $74,700.  See attachment 5.

• Condominium Association (COA) - A legal entity that governs a condominium, where each individual condominium owner owns their unit and has a joint ownership interest in the common areas.

• Grant – Financial assistance given by a government to an organization for a specific purpose. It does not have to be paid back under most conditions as outlined in the agreement between the government and the grantee. Grants are usually used to incentivize a project.

• Household income – It is the sum of all types of income within a taxable year of persons living together. In some cases, certain income is not included such as child support.  The household income determines the eligibility for government program and is also used by the United States Census for statistical data.

• HOMES PLAN – The HOMES PLAN is an $85 million program utilizing general revenue funds created by Mayor Cava to address the affordable housing crisis in Miami-Dade County for both homeowners and renters. It is a multi-prong approach to address the housing crisis.  The acronym stands for H- Housing Preservation using such programs as NOAH and Weatherization Assistance Program; O-Opening new doors through innovation programs through the utilization of the Workforce Housing Incentive Program (WHIP) and incentivizing landlords to expand the existing supply of workforce housing. M-Mortgage and utilities relief for struggling homeowners.  By providing direct relief payments of up to $1500 to struggling homeowners who are delinquent on their mortgages, homeowners insurance, HOA fees etc.   E-  The Emergency Rental Assistance Program (ERAP) which has kept over 25,000 families in their homes. S-Secure new housing program such as the Development Inflation Adjustment Fund (DIAF) is a part of the HOMES PLAN which provides developers additional funds to complete housing developments that need additional capital to move their projects to completion.

• Naturally Occurring Affordable Housing (NOAH) –     As part of Mayor Cava’s HOMES PLAN.  NOAH has 8 million dollars in general revenue funds for PHCD to administer the program.  NOAH includes a loan program and a grant component to assist owners and developers of rental properties or condominium homeowners to receive grant or loan funds to make improvements to housing units in need of rehabilitation which do not have any previous government subsidies.  The goal of the program is to preserve affordability.

• Permits – A document issued by a local government when an individual or company wants to engage in the construction of a new or rehabilitated structure. The local government must grant permission for the activity to proceed based on the local rules and regulations governing the activity.

• Rental Regulatory Agreement - A recorded restrictive covenant on a multi-family rental property which will run with the title and be binding on the property owner and its successors.

• Unsubsidized – It is housing that is leased or bought at the market rents rates of an area. It is housing that is without the help of a government housing program or at a discounted rate.

• Zoom Grants - A cloud-based platform that offers a user friendly interface for grant-makers and applicants.  It is also allows the grant-maker to manage the program awarded from start to finish including application submission, review and award tracking.